World Concern Bangladesh
Program Officer (Rural Microcredit) — Empower Communities in Dinajpur (Birganj) with World Concern Bangladesh
Dinajpur (Birganj)
Deadline: 2025-11-15
1 Positions
Job Overview
Company: World Concern Bangladesh
Location: Dinajpur (Birganj)
Type: FullTime
Salary: Negotiable
Posted: 2025-10-16
Experience: 0 Years
Education Requirements
HSC or Bachelor of Arts (BA) or equivalent
Job Responsibilities
- Conduct field verification and selection of disadvantaged households for microcredit.
- Disburse small loans and ensure timely collection of scheduled repayments.
- Provide business development guidance and follow-up support to borrowers.
- Maintain accurate records of disbursements, recoveries, and beneficiary details.
- Mobilize community members and conduct group meetings.
- Ensure guarantor documentation (two guarantors) for selected candidates.
- Report field progress and challenges to supervisors regularly.
Required Skills
- Basic computer and mobile phone literacy
- Interpersonal communication and community mobilization
- Record keeping and documentation
- Loan disbursement and recovery practices
- Fluency in Bengali and local dialects
- Ability to work in rural field settings
Benefits & Compensation
- Negotiable salary
- Other organizational benefits provided after probation
- On-the-job support and possible training
Job Description
World Concern Bangladesh is seeking a motivated and community-oriented Program Officer to join its Rural Micro Credit Program in Dinajpur (Birganj). This job opening is published by the company as part of an official circular for development practitioners and community mobilizers. If you care about community development, microfinance, and empowering vulnerable families, please read the circular carefully and prepare to apply before the deadline.Overview:This position offers an opportunity to work full-time in a field-oriented role where you will support the identification of deserving micro-entrepreneurs, disburse small loans, and ensure timely recovery while providing business support and follow-up. The Program Officer will work closely with local communities, beneficiaries, and internal teams to foster financial inclusion and sustainable livelihoods in rural and semi-urban areas.Key responsibilities:Conduct field verification and selection of poor and disadvantaged households suitable for microcredit support.Facilitate small loan disbursement to selected beneficiaries and ensure timely collection of scheduled repayments.Provide business development support, guidance, and follow-up to borrowers to help improve their income-generating activities.Maintain accurate records of borrowers, loan disbursements, recoveries, and case documentation.Mobilize community members, conduct group meetings, and build trust among beneficiaries to promote program objectives.Work with local guarantors and ensure required guarantor documentation is obtained for each selected borrower.Report regularly to supervisors on field progress, challenges, and emerging needs.Required qualifications and skills:Educational background: HSC or Bachelor of Arts (BA) or equivalent qualification.Age requirement: 22 to 35 years (as specified in the circular).Basic knowledge of computers and mobile phone operation for record keeping and communication.Strong interpersonal and communication skills in Bengali; the ability to motivate and encourage loan recipients is essential.Willingness to work in multiple field locations and visit households regularly.Trustworthiness, punctuality, and ability to maintain accurate records.Preferred attributes:Previous exposure to microcredit or microfinance programs, NGO or community development experience is an advantage but not mandatory.Ability to work independently with minimal supervision and manage multiple tasks in the field.Benefits:Salary: Negotiable (will be discussed during selection).Other benefits: Additional benefits will be provided by the company after completion of the probationary period as stated in the employer circular.Application instructions — how to apply:Interested candidates must prepare the following documents and apply by the deadline (valid through date shown in this circular):Updated resume / biodata with two references (previous supervisors or two reputable persons if no prior work experience).One recent passport-size photograph.Attested photocopies of educational certificates, national ID, and experience certificates (if any).Applications (hard copy) must be submitted to the address below OR applicants may apply via email. Please ensure you include all required documents when you apply.Hard copy address (as per circular):Human Resources DepartmentWorld Concern Bangladesh12/8, Iqbal Road, Block-A, Mohammadpur, Dhaka-1207Or E-mail: webinfo@worldconcern.orgDeadline to apply: 15 November 2025. Please ensure your application reaches the above address or the email before the closing date. Late applications will not be considered.Notes:This circular is published for candidates in Bangladesh. Applicants should be prepared to work in Dinajpur (Birganj) and surrounding areas.The company (World Concern Bangladesh) will follow its selection procedures. The organization is responsible for recruitment communications and decisions.This job posting is intended to inform qualified candidates about the opportunity and guide them on how to apply. Please verify details and prepare all documents as requested.If you are passionate about community development and microfinance and meet the qualifications, we encourage you to apply for this role and contribute to meaningful change in rural Bangladesh.