Ava Development Society
Experienced Field Officer (Loan Operations) — Join Ava Development Society to Drive Rural Microfinance Impact
Bogura, Naogaon, Natore, Pabna, Rajshahi
Deadline: 2025-10-16
50 Positions
Job Overview
Company: Ava Development Society
Location: Bogura, Naogaon, Natore, Pabna, Rajshahi
Type: FullTime
Salary: Tk. 21,720 - 25,751 (Monthly)
Posted: 2025-10-01
Experience: 0 Years
Education Requirements
Bachelor's / Master's degree or equivalent
Job Responsibilities
- Conduct field mobilization and group formation for microcredit programs
- Assess loan applicants, verify documentation and prepare loan files
- Coordinate and support loan disbursement following SOPs
- Monitor borrowers through regular field visits and follow-up
- Maintain accurate records and prepare timely reports
- Collect repayments and manage field collections per policy
- Resolve client queries and maintain good community relations
- Participate in training and office duties as required
Required Skills
- Strong communication and interpersonal skills in Bangla
- Basic numeracy and record-keeping
- Willingness to travel frequently and work in field settings
- Honesty, discipline and client-service orientation
- Basic computer literacy (mobile data entry, MS Office) preferred
Benefits & Compensation
- Monthly salary: Tk. 21,720 (trainee) to Tk. 25,751 (structured)
- Daily lunch allowance: Tk. 50 per working day
- Fuel allowance for field staff: Tk. 2,000; branch managers: Tk. 3,000
- On confirmation: provident fund, gratuity and up to 3 festival bonuses per year
- Other benefits as per company policy
Job Description
Ava Development Society invites applications for the position of Field Officer (Loan Operations). This job circular from a reputable NGO company in Bangladesh seeks motivated, responsible and service-oriented individuals to join a mission-driven team. If you are passionate about community development, microfinance operations and working in field settings, we encourage you to apply. This SEO-rich job description highlights responsibilities, required skills, benefits, and clear application instructions to help candidates from Bangladesh prepare strong submissions. About the company and circular: Ava Development Society is a national-level, MRA-registered development NGO (Certificate No. 470), operating with donor support to deliver livelihood and microfinance interventions across several districts. This company is recruiting Field Officers to support loan operations in Bogura, Naogaon, Natore, Pabna and Rajshahi districts as outlined in this job circular. Key points (at a glance): Position: Field Officer (Loan Operations) Vacancies: 50 Employment type: Full Time Monthly salary (starting): Tk. 21,720 - 25,751 Work locations: Bogura, Naogaon, Natore, Pabna, Rajshahi (Bangladesh) Application deadline: 2025-10-16 (last date to apply) Detailed responsibilities: Candidates applying for this job will be expected to perform the following duties as part of loan operations and field implementation: Conduct field-level mobilization and group formation for microcredit programs. Assess loan applicants, verify documentation and eligibility, and prepare loan files for approval. Coordinate and support loan disbursement, ensure proper documentation and follow standard operating procedures. Carry out regular monitoring and follow-up visits to borrowers to track loan utilization and repayment behavior. Maintain accurate records, prepare timely reports and update management on portfolio performance and field challenges. Collect repayments, manage field collections according to organizational policy and escalate delinquency cases as needed. Ensure good client relations, resolve client queries and represent the company professionally in the community. Participate in training, meetings and occasional office-based tasks as required by supervisors. Required education & experience: Education: Bachelor's or Master's degree or equivalent in any discipline (স্নাতক/মাস্টার্স/সমমান). Experience: Not strictly specified; fresh graduates with relevant orientation or candidates with prior microfinance/field experience are encouraged to apply. Age limit: 22 to 35 years (maximum 35 years as of 2025-09-30 per circular). Skills and attributes: While specific skill requirements were not listed in the original job post, successful candidates are expected to demonstrate: Strong communication and interpersonal skills in Bangla; ability to interact confidently with rural clients. Basic numeracy and record-keeping skills; attention to detail. Willingness and physical ability to travel regularly and work in field settings across assigned districts. Discipline, honesty and commitment to follow organizational policies and field protocols. Basic computer literacy (mobile data entry and MS Office) will be an advantage. Compensation & benefits: Monthly salary structure: Trainee: Tk. 21,720; Structured salary: Tk. 25,751 (as published). Daily lunch allowance: Tk. 50 per working day. Fuel allowances: Field Officers: Tk. 2,000; Branch Managers: Tk. 3,000 (where applicable). Upon confirmation: provident fund, gratuity and up to 3 festival bonuses a year, plus other organizational benefits as per policy. Application process & how to apply: This job announcement allows online application via Bdjobs as well as submission of hard copy. Please follow the instructions carefully to apply before the deadline (2025-10-16): Online application: Apply via Bdjobs (the posting indicates OnlineApply: True). Hard copy submission: Send a handwritten application addressed to the Founder & Executive Director along with a full CV (with mobile number), photocopies of all educational certificates (originals to be shown at time of joining), citizenship certificate, experience certificates (if any), national ID and 2 passport-size photographs. Hard copy must reach the address below by 2025-10-16: Mailing / office address: Ava Development Society, Head Office, Madhubari, Gopalpur, Lalpur, Natore. Important notes: Write the position name on the envelope. Selected candidates will be informed of the examination date by mobile. A registration fee of Tk. 300 will be charged at the time of examination. No TA/DA will be provided for examination attendance. This job circular invites qualified candidates across Bangladesh to apply and be part of a development-focused company that serves rural communities. Review the responsibilities, ensure you meet the education and age requirements, prepare your documents, and apply before the deadline. Good luck!